Shop Pay Installments

 

About

Shop Pay Installments offers customers the option to split their orders (between $50 USD and $1000 USD) into 4 equal, 0% interest installment payments - with no additional, hidden, or late fees.*

How it works

To use Shop Pay Installments, follow these steps:

  1. Add items to your cart
  2. Select Shop Pay at checkout
  3. Chose to pay in 4 installments

Your first payment is either due at checkout or 2 weeks after your purchase. The next remaining installments are automatically charged to your card saved on Shop Pay every 2 weeks. Don't worry, you'll get an email reminder before each payment to remind you.

Additional Benefit

Every Shop Pay purchase helps our community plant trees at no extra cost. As our trees grow, they'll remove enough CO₂ to offset deliveries. For more information visit: https://shop.app/carbon-offsetting

FAQs

Are there late fees?

No, there are no late fees if you miss a scheduled payment.

What is the option to pay in installments on Shop Pay?

When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% interest, no hidden or late fees, and no impact on your credit score.* In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.

What if I make a return on a purchase made through Installments with Shop Pay?

If your refund amount is less than the amount remaining on your Shop Pay Installments balance, then you can expect one or both of the following:

  • A smaller payment balance on the final payment
  • Less future payments on the remaining loan balance

If your refund amount is more than the amount remaining on your Shop Pay Installments balance, then you can expect to receive the difference as a refund to your original debit card or credit card payment method within 3 to 10 business days.

Which payment methods are accepted if I use the option to pay Installments on Shop Pay?

The installments option on Shop Pay is available on debit and credit cards.

Have more questions?

Disclosures

The estimated payment amount excludes taxes and shipping. Payment options are offered by Affirm and are subject to eligibility check and might not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license.